Monday, June 2, 2014

Paypal Mastercard Gift Card Issue!? URGENT?




M


So, I just purchased a regular Mastercard Gift Card from my grocery store and ended up putting $87 on it. I had a few things I needed to purchase from Ebay and the total would be $85.70 so I surely have enough. When I tried paying for the items it just kept saying "Your payment is processing, we'll email you if for anyone reason your payment declines.) So, about five minutes later I got an email saying my payment had been declined.. I'm not sure why it did this, I've tried to buy the items multiple times. And I used the card on another website so, it's not the card's issue.
Is PayPal down for now? And they said they were now accepting prepaid gift cards a few days ago.
Please help! I need to pay for the items I purchased.



Answer
One of the most popular gift card questions online is whether one can link prepaid gift cards like the Visa gift card to a PayPal account. The short answer is Yes and No.

Now, the long answer: Yes, it is possible to link a prepaid gift card like the Visa or American Express gift card to a PayPal account but for this to happen, you need to pray and hope that PayPal does not require you to go through their Expanded Use verification process. To better understand why, you first need to be familiar with the process for linking a credit card to a PayPal account. When you link your credit card to a PayPal account, PayPal will attempt to confirm your address with your credit card company. If the credit card company is not able to confirm your address, then you may be asked by PayPal to complete their Expanded Use enrollment process in order to activate your credit card.

Expanded Use verification means PayPal will charge your credit card a small about. Next to the charge will be a unique, randomly generated 4-digit Expanded Use code. If you have online access to your credit card activity, the charge and code will appear on your card activity in approximately 2-4 business days. If you do not have online access, you must wait until you receive your statement in the mail to get the 4-digit code. If you are adding a debit card to your PayPal account, your 4-digit Expanded Use code will be printed on your bank statement next to the charge.

Once you get the 4-digit code, you have to return to your PayPal account to enter the code per instructions from PayPal. Once completed, and PayPal confirms that you entered the correct code, you will now be able to use the card for PayPal transactions. The Expanded Use verification process is designed to protect you against fraud by verifying that the person attempting to use the credit card actually owns the card. PayPal will later credit the amount charged to your card to your PayPal account.

Now, here lies the problem with using prepaid or bank issued gift cards. If PayPal is unable to verify your address with the gift card issuer, then you may be asked to go through the Expanded Use process. Since most prepaid gift cards do not issue monthly statements or provide online access to gift card transactions, it will be impossible to complete the Expanded Use process. Also, it is not a good idea to call the credit card or gift card issuer to get the 4-digit Expanded Use code. If PayPal receives a complaint from your card issuer that you called them to get the 4-digit code, PayPal will close your account permanently.

what is an appropiate gift for a 70th birthday party(male)?




Gerald S


a wealthy friend is giving himself a 70th birthday party at a country club,cocktail attire,which i will be attending


Answer
Get him a fine bottle of liquor, wine, or champagne. Cognac, brandy, etc.

The bottle should come in a presentation carton or felt bag. No wrapping above and beyond that would be necessary.

If you're close friends, you could do something a little more personal & creative. I've seen some genius gifts where a print shop has photoshopped the person's head onto a playboy magazine cover for instance, and then framed it very nicely. Made a great gift for the den.




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